Protecting Merchants with AI
The world's first ecommerce, POS, and payments platform with integrated in-app secure EMV tap-to-pay and AI identity verification and anti-fraud technology to prevent chargebacks while protecting user privacy
Your Partner in Secure Payment Solutions
ACE Payments is the only provider that helps merchants reduce fraud by allowing payments using the EMV chip card technology on consumers' own mobile devices.
We also include the strongest AI identity verification technology including AI image recognition, AI fraud persona, and AI predictive behavior modeling.
Merchant Protections
Armed with ACE's AI fraud prevention stack, merchants gain peace of mind from unnecessary chargebacks due to fraud. By uniquely identifying consumers while maintaining their privacy and using AI behavior modeling to thwart bad actors, ACE protects merchants from fraud chargebacks.
Our Leadership
With a combined 43 years of experience in payments and banking, 27 years in ecommerce, and 16 years in marketing technologies, the ACE Payments team has delivered some of the most successful products in the space, with company exits totalling over $3 billion dollars.
Chris Chen
Chris is an ex--Microsoft employee with 25 years in fintech development and platform solutions for banking, marketing, and e-commerce. As the former CTO of Wyre, Sila Money, and the largest auto lending platform with $12.5 billion in annual revenues, Chris has achieved over $2.5 billion in company exits.
Martin Maruzki
With over 18 years of executive and enterprise sales as well as IT software experience, mainly in banking, fintech, and retail, Martin has run the entire sales operations of several global Fortune 5000 companies. He has built the sales and growth strategies for several banks and professional services companies, growing them to hundreds of millions in annual revenue.
Services
What Our Customers Say
ACE Payments transformed my business operations and saved me over 1.5% on my merchant processing fees! The AI tools also helped me reduce fraud effectively.
EMV Merchant Processing
A game changer in payment security by allowing ecommerce apps to use tap-to-pay on consumers' own mobile devices, reducing fees, fraud, and chargeback risk by converting "card not present" e-commerce transactions to digitally signed, "card present" transactions, reducing fees and risk.
AI Fraud Tools
Merchants can verify the person making the transaction by either requiring consumers to take pictures of themselves or performing ID checks and verifying that it is the same person. Our AI technologies continue to monitor transactions coming from the same card or person across all of the vendors and notifies merchants when there is risk of fraud.
AI Persona Mining
Uses the expansive data gathered from customer purchases and AI to create anonymous personas that can be targeted for marketing campaigns.
Products
E-commerce App Integration
We provide our easily integrated global payment platform via a drop-in web widget or iOS/Android SDK to e-commerce businesses aiming to optimize payment experiences and minimize fraud with our unique tap-to-pay technologies as well as various payment methods.
Service Industries
Retail and services businesses benefit from our payment processing and fraud detection tools, allowing your customers to download a branded app to purchase products and services sold by your employees and contractors.
Hospitality Services
Our services support the hospitality sector with secure and efficient transaction solutions for a seamless guest experience, minimizing wait times for customer service staff. Products, services, and entitlements are granted directly to the customer at their location while allowing the merchant to keep track of delivery by location or server.
